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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,218 | $75,962-31.3% | $154,108-66.1% | $64,173-18.6% |
| Participation rate | 56.8% | 70.4%-13.7pp | 83.0%-26.3pp | 69.6%-12.8pp |
| Annual return | -2.45% | 30.32%-32.8pp | 735.21%-737.7pp | 7.63%-10.1pp |
| Employer contribution / active EE | $950 | $3,350-71.6% | $5,298-82.1% | $2,381-60.1% |
| Participant deferral / active EE | $3,309 | $3,175+4.2% | $5,081-34.9% | $3,470-4.6% |
| Admin fee / account holder | $18,519 | $5,589+231.4% | $13,411+38.1% | $4,887+278.9% |