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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,607 | $124,336+4.2% | $111,303+16.4% | $167,518-22.6% |
| Participation rate | 56.3% | 79.6%-23.4pp | 77.3%-21.1pp | 82.1%-25.9pp |
| Annual return | 11.74% | 37.45%-25.7pp | 54.66%-42.9pp | 478.71%-467.0pp |
| Employer contribution / active EE | $0 | $3,436-100.0% | $2,731-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $1,695 | $5,181-67.3% | $4,487-62.2% | $6,342-73.3% |
| Admin fee / account holder | $44 | $10,623-99.6% | $7,966-99.5% | $12,312-99.6% |