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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,753 | $52,580+36.5% | $71,671+0.1% | $70,126+2.3% |
| Participation rate | 95.0% | 60.9%+34.1pp | 68.7%+26.3pp | 69.5%+25.5pp |
| Annual return | 11.45% | 20.25%-8.8pp | 20.65%-9.2pp | 73.15%-61.7pp |
| Employer contribution / active EE | $1,597 | $1,616-1.2% | $2,460-35.1% | $2,343-31.8% |
| Participant deferral / active EE | $2,539 | $2,386+6.4% | $3,438-26.2% | $3,332-23.8% |
| Admin fee / account holder | $2,460 | $3,653-32.6% | $5,558-55.7% | $4,645-47.0% |