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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,198 | $110,083+183.6% | $151,645+105.9% | $68,490+355.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -15.94% | -10.12%-5.8pp | 3.34%-19.3pp | -7.85%-8.1pp |
| Employer contribution / active EE | $5,824 | $4,470+30.3% | $6,165-5.5% | $2,597+124.3% |
| Participant deferral / active EE | $6,641 | $6,526+1.8% | $8,363-20.6% | $4,028+64.9% |
| Admin fee / account holder | $10,385 | $7,718+34.6% | $11,614-10.6% | $5,403+92.2% |