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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,627 | $137,414+171.9% | $189,537+97.1% | $85,847+335.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 13.11% | 38.14%-25.0pp | 555.34%-542.2pp | 318.61%-305.5pp |
| Employer contribution / active EE | $5,732 | $4,344+31.9% | $6,161-7.0% | $2,565+123.4% |
| Participant deferral / active EE | $7,322 | $6,260+17.0% | $8,220-10.9% | $3,952+85.3% |
| Admin fee / account holder | $17,967 | $8,630+108.2% | $12,048+49.1% | $6,261+187.0% |