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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,439 | $73,988-25.1% | $96,538-42.6% | $75,177-26.3% |
| Participation rate | 62.9% | 66.4%-3.6pp | 74.3%-11.5pp | 67.2%-4.3pp |
| Annual return | 15.97% | 26.73%-10.8pp | 35.74%-19.8pp | 160.75%-144.8pp |
| Employer contribution / active EE | $1,355 | $2,930-53.8% | $3,740-63.8% | $2,671-49.3% |
| Participant deferral / active EE | $2,968 | $3,660-18.9% | $4,880-39.2% | $4,126-28.1% |
| Admin fee / account holder | $230 | $5,220-95.6% | $6,737-96.6% | $5,651-95.9% |