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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,995 | $57,352-72.1% | $83,831-80.9% | $64,173-75.1% |
| Participation rate | 67.9% | 68.6%-0.7pp | 76.1%-8.3pp | 69.6%-1.7pp |
| Annual return | -10.83% | 11.38%-22.2pp | 850.99%-861.8pp | 7.63%-18.5pp |
| Employer contribution / active EE | $1,510 | $2,546-40.7% | $3,631-58.4% | $2,381-36.6% |
| Participant deferral / active EE | $2,862 | $2,993-4.4% | $4,082-29.9% | $3,470-17.5% |
| Admin fee / account holder | $233 | $4,046-94.2% | $5,479-95.7% | $4,887-95.2% |