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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,921 | $100,194+26.7% | $122,979+3.2% | $86,983+45.9% |
| Participation rate | 76.5% | 73.0%+3.5pp | 77.2%-0.7pp | 69.5%+6.9pp |
| Annual return | 11.11% | 16.47%-5.4pp | 20.12%-9.0pp | 25.83%-14.7pp |
| Employer contribution / active EE | $620 | $2,326-73.4% | $3,062-79.8% | $2,584-76.0% |
| Participant deferral / active EE | $2,478 | $4,133-40.0% | $5,003-50.5% | $4,194-40.9% |
| Admin fee / account holder | $18,741 | $10,148+84.7% | $12,864+45.7% | $7,856+138.6% |