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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,500 | $86,298+43.1% | $111,308+11.0% | $85,847+43.9% |
| Participation rate | 96.3% | 73.3%+23.0pp | 77.3%+19.0pp | 69.3%+27.0pp |
| Annual return | 15.82% | 19.99%-4.2pp | 54.67%-38.8pp | 318.61%-302.8pp |
| Employer contribution / active EE | $0 | $2,044-100.0% | $2,732-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,324 | $3,641-36.2% | $4,487-48.2% | $3,952-41.2% |
| Admin fee / account holder | $4,168 | $8,189-49.1% | $7,965-47.7% | $6,261-33.4% |