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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,055 | $64,729-25.8% | $112,263-57.2% | $68,490-29.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -17.26% | -11.40%-5.9pp | 27.49%-44.8pp | -7.85%-9.4pp |
| Employer contribution / active EE | $3,804 | $2,746+38.5% | $3,636+4.6% | $2,597+46.5% |
| Participant deferral / active EE | $3,699 | $3,566+3.7% | $4,729-21.8% | $4,028-8.2% |
| Admin fee / account holder | $4,809 | $5,222-7.9% | $6,410-25.0% | $5,403-11.0% |