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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,429 | $72,273-6.7% | $101,275-33.4% | $79,856-15.6% |
| Participation rate | 97.1% | 68.5%+28.6pp | 75.8%+21.3pp | 69.6%+27.4pp |
| Annual return | 8.29% | 22.30%-14.0pp | 46.48%-38.2pp | 31.71%-23.4pp |
| Employer contribution / active EE | $953 | $2,691-64.6% | $3,660-73.9% | $2,471-61.4% |
| Participant deferral / active EE | $3,267 | $3,282-0.4% | $4,371-25.2% | $3,741-12.7% |
| Admin fee / account holder | $12,207 | $4,401+177.4% | $5,948+105.2% | $5,306+130.1% |