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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,783 | $80,781-37.1% | $102,437-50.4% | $74,478-31.8% |
| Participation rate | 70.6% | 65.7%+4.9pp | 74.5%-3.9pp | 67.2%+3.4pp |
| Annual return | 14.39% | 27.58%-13.2pp | 24.95%-10.6pp | 1370.56%-1356.2pp |
| Employer contribution / active EE | $642 | $3,160-79.7% | $3,871-83.4% | $2,626-75.6% |
| Participant deferral / active EE | $2,419 | $3,862-37.4% | $5,060-52.2% | $4,350-44.4% |
| Admin fee / account holder | $2,294 | $2,372-3.3% | $8,388-72.7% | $1,946+17.9% |