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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,930 | $100,147+32.7% | $81,286+63.5% | $145,877-8.9% |
| Participation rate | 95.7% | 74.2%+21.4pp | 69.5%+26.1pp | 80.3%+15.3pp |
| Annual return | 6.94% | 34.44%-27.5pp | 24.80%-17.9pp | 551.28%-544.3pp |
| Employer contribution / active EE | $2,198 | $2,977-26.2% | $2,463-10.7% | $4,663-52.9% |
| Participant deferral / active EE | $4,908 | $4,607+6.5% | $3,883+26.4% | $6,691-26.6% |
| Admin fee / account holder | $54,687 | $8,201+566.8% | $5,764+848.8% | $13,402+308.0% |