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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,734 | $58,099+164.6% | $76,872+100.0% | $75,173+104.5% |
| Participation rate | 79.3% | 63.9%+15.4pp | 69.6%+9.7pp | 67.2%+12.1pp |
| Annual return | 11.91% | 26.71%-14.8pp | 37.90%-26.0pp | 160.72%-148.8pp |
| Employer contribution / active EE | $1,714 | $1,996-14.1% | $2,533-32.4% | $2,671-35.8% |
| Participant deferral / active EE | $4,031 | $2,999+34.4% | $3,832+5.2% | $4,126-2.3% |
| Admin fee / account holder | $3,417 | $4,778-28.5% | $5,476-37.6% | $5,651-39.5% |