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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,697 | $65,555+7.8% | $86,216-18.0% | $75,173-6.0% |
| Participation rate | 69.2% | 60.5%+8.7pp | 69.0%+0.3pp | 67.2%+2.0pp |
| Annual return | 16.10% | 46.07%-30.0pp | 1169.42%-1153.3pp | 160.72%-144.6pp |
| Employer contribution / active EE | $508 | $1,553-67.3% | $2,382-78.7% | $2,671-81.0% |
| Participant deferral / active EE | $4,045 | $3,023+33.8% | $3,986+1.5% | $4,126-2.0% |
| Admin fee / account holder | $9,757 | $5,469+78.4% | $6,853+42.4% | $5,651+72.7% |