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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,357 | $59,813+9.3% | $79,580-17.9% | $68,486-4.6% |
| Participation rate | 70.8% | 61.1%+9.8pp | 69.5%+1.3pp | 67.9%+2.9pp |
| Annual return | -15.78% | -12.30%-3.5pp | 0.15%-15.9pp | -7.85%-7.9pp |
| Employer contribution / active EE | $296 | $1,505-80.3% | $2,413-87.7% | $2,597-88.6% |
| Participant deferral / active EE | $4,191 | $3,024+38.6% | $3,985+5.2% | $4,028+4.1% |
| Admin fee / account holder | $3,187 | $4,835-34.1% | $6,835-53.4% | $5,404-41.0% |