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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,489 | $106,115-7.2% | $85,969+14.6% | $125,389-21.5% |
| Participation rate | 90.5% | 84.1%+6.4pp | 76.5%+13.9pp | 83.2%+7.3pp |
| Annual return | -1.64% | 13.93%-15.6pp | 9.32%-11.0pp | 282.24%-283.9pp |
| Employer contribution / active EE | $8,381 | $4,537+84.7% | $3,474+141.2% | $4,866+72.2% |
| Participant deferral / active EE | $1,035 | $4,859-78.7% | $3,829-73.0% | $5,352-80.7% |
| Admin fee / account holder | $1,755 | $8,144-78.5% | $6,053-71.0% | $9,541-81.6% |