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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,978 | $105,145+5.5% | $94,664+17.2% | $139,466-20.4% |
| Participation rate | 88.9% | 82.4%+6.5pp | 80.8%+8.1pp | 80.3%+8.6pp |
| Annual return | 5.61% | 38.09%-32.5pp | 156.84%-151.2pp | 373.66%-368.1pp |
| Employer contribution / active EE | $6,433 | $4,107+56.6% | $3,673+75.1% | $4,754+35.3% |
| Participant deferral / active EE | $1,721 | $7,599-77.4% | $7,417-76.8% | $6,712-74.4% |
| Admin fee / account holder | $14,898 | $8,972+66.1% | $7,222+106.3% | $11,409+30.6% |