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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,360 | $96,558+2.9% | $80,977+22.7% | $273,972-63.7% |
| Participation rate | 90.0% | 79.1%+10.9pp | 75.8%+14.2pp | 83.0%+7.0pp |
| Annual return | 1.83% | 15.14%-13.3pp | 17.11%-15.3pp | 41.46%-39.6pp |
| Employer contribution / active EE | $4,168 | $4,869-14.4% | $3,715+12.2% | $4,869-14.4% |
| Participant deferral / active EE | $4,328 | $6,598-34.4% | $5,696-24.0% | $5,287-18.1% |
| Admin fee / account holder | $1,931 | $7,493-74.2% | $5,517-65.0% | $10,133-80.9% |