Filed January 30, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $41,239 |
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $15,991 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,209 | $51,620+70.9% | $90,281-2.3% | $65,185+35.3% |
| Participation rate | 65.8% | 68.6%-2.8pp | 73.3%-7.4pp | 70.2%-4.4pp |
| Annual return | 21.58% | 24.94%-3.4pp | 78.10%-56.5pp | 29.38%-7.8pp |
| Employer contribution / active EE | $621 | $2,235-72.2% | $2,854-78.2% | $2,177-71.5% |
| Participant deferral / active EE | $3,970 | $2,871+38.3% | $3,885+2.2% | $3,514+13.0% |
| Admin fee / account holder | $412 | $384+7.1% | $5,351-92.3% | $847-51.4% |