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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,195 | $58,828+7.4% | $78,002-19.0% | $62,881+0.5% |
| Participation rate | 50.9% | 71.1%-20.1pp | 75.5%-24.6pp | 69.3%-18.4pp |
| Annual return | 8.11% | 17.16%-9.1pp | 425.99%-417.9pp | 20.14%-12.0pp |
| Employer contribution / active EE | $319 | $1,672-80.9% | $2,470-87.1% | $2,281-86.0% |
| Participant deferral / active EE | $2,055 | $2,686-23.5% | $3,497-41.2% | $3,203-35.8% |
| Admin fee / account holder | $27 | $4,393-99.4% | $5,481-99.5% | $4,296-99.4% |