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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,769 | $88,603-55.1% | $69,890-43.1% | $134,545-70.4% |
| Participation rate | 50.0% | 74.9%-24.9pp | 70.5%-20.5pp | 81.2%-31.2pp |
| Annual return | -20.18% | 442.93%-463.1pp | 190.84%-211.0pp | 418.37%-438.6pp |
| Employer contribution / active EE | $941 | $3,236-70.9% | $2,560-63.2% | $4,742-80.2% |
| Participant deferral / active EE | $2,335 | $4,771-51.1% | $3,848-39.3% | $6,401-63.5% |
| Admin fee / account holder | $20 | $10,443-99.8% | $6,267-99.7% | $11,431-99.8% |