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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,659 | $105,960-68.2% | $81,726-58.8% | $158,982-78.8% |
| Participation rate | 55.6% | 75.6%-20.1pp | 72.0%-16.5pp | 82.0%-26.4pp |
| Annual return | 20.08% | 38.19%-18.1pp | 29.49%-9.4pp | 302.99%-282.9pp |
| Employer contribution / active EE | $761 | $7,805-90.2% | $4,311-82.3% | $4,763-84.0% |
| Participant deferral / active EE | $994 | $13,011-92.4% | $7,108-86.0% | $5,983-83.4% |
| Admin fee / account holder | $20 | $8,494-99.8% | $5,160-99.6% | $11,252-99.8% |