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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,699 | $124,980-41.0% | $108,359-32.0% | $154,746-52.4% |
| Participation rate | 52.4% | 75.2%-22.8pp | 70.1%-17.7pp | 80.7%-28.3pp |
| Annual return | 19.15% | 45.00%-25.8pp | 36.89%-17.7pp | 172.34%-153.2pp |
| Employer contribution / active EE | $848 | $2,851-70.3% | $2,399-64.7% | $4,379-80.6% |
| Participant deferral / active EE | $1,462 | $4,743-69.2% | $4,137-64.7% | $6,730-78.3% |
| Admin fee / account holder | $0 | $11,502-100.0% | $9,741-100.0% | $14,365-100.0% |