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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,909 | $45,566+57.8% | $64,105+12.2% | $59,633+20.6% |
| Participation rate | 51.7% | 60.2%-8.5pp | 68.2%-16.5pp | 68.7%-17.0pp |
| Annual return | -0.31% | 4.95%-5.3pp | 791.24%-791.6pp | 2041.40%-2041.7pp |
| Employer contribution / active EE | $0 | $934-100.0% | $1,820-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,672 | $2,057-18.7% | $2,822-40.7% | $3,192-47.6% |
| Admin fee / account holder | $3,178 | $3,268-2.7% | $4,499-29.4% | $4,297-26.0% |