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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,986 | $154,159+47.2% | $130,026+74.6% | $139,456+62.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 5.00% | 32.50%-27.5pp | -137.26%+142.3pp | 373.45%-368.4pp |
| Employer contribution / active EE | $3,349 | $5,292-36.7% | $4,321-22.5% | $4,753-29.5% |
| Participant deferral / active EE | $5,146 | $6,710-23.3% | $5,821-11.6% | $6,711-23.3% |
| Admin fee / account holder | $4,887 | $14,001-65.1% | $10,608-53.9% | $11,407-57.2% |