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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,740 | $142,392+62.7% | $119,622+93.7% | $134,532+72.3% |
| Participation rate | 91.7% | 82.8%+8.8pp | 79.3%+12.4pp | 81.2%+10.4pp |
| Annual return | -16.97% | -12.46%-4.5pp | -14.98%-2.0pp | 418.27%-435.2pp |
| Employer contribution / active EE | $4,427 | $5,224-15.3% | $4,232+4.6% | $4,741-6.6% |
| Participant deferral / active EE | $1,884 | $6,467-70.9% | $5,601-66.4% | $6,401-70.6% |
| Admin fee / account holder | $1,941 | $13,593-85.7% | $10,328-81.2% | $11,429-83.0% |