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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,188 | $211,946-8.4% | $169,452+14.6% | $135,382+43.4% |
| Participation rate | 80.0% | 82.6%-2.6pp | 77.8%+2.2pp | 82.6%-2.6pp |
| Annual return | -9.65% | 3.26%-12.9pp | 1.83%-11.5pp | 519.77%-529.4pp |
| Employer contribution / active EE | $5,229 | $5,117+2.2% | $4,157+25.8% | $4,779+9.4% |
| Participant deferral / active EE | $5,629 | $6,075-7.4% | $5,277+6.7% | $5,609+0.4% |
| Admin fee / account holder | $14,521 | $11,472+26.6% | $9,110+59.4% | $10,829+34.1% |