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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,312 | $65,575+37.7% | $86,209+4.8% | $75,181+20.1% |
| Participation rate | 41.5% | 60.5%-18.9pp | 69.0%-27.4pp | 67.2%-25.7pp |
| Annual return | 18.12% | 46.07%-27.9pp | 1169.05%-1150.9pp | 160.69%-142.6pp |
| Employer contribution / active EE | $404 | $1,553-74.0% | $2,381-83.0% | $2,671-84.9% |
| Participant deferral / active EE | $2,918 | $3,023-3.5% | $3,986-26.8% | $4,126-29.3% |
| Admin fee / account holder | $11,133 | $5,470+103.5% | $6,853+62.5% | $5,650+97.1% |