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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 13-2638166 | Advisory (Participants) | $35,965 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $710 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,328 | $79,223+86.0% | $102,460+43.8% | $74,478+97.8% |
| Participation rate | 96.7% | 74.8%+22.0pp | 76.5%+20.2pp | 67.2%+29.5pp |
| Annual return | 14.06% | 54.98%-40.9pp | 29.47%-15.4pp | 1370.56%-1356.5pp |
| Employer contribution / active EE | $6,644 | $2,363+181.2% | $3,025+119.6% | $2,626+153.0% |
| Participant deferral / active EE | $5,351 | $4,417+21.1% | $5,056+5.8% | $4,350+23.0% |
| Admin fee / account holder | $830 | $2,003-58.6% | $9,460-91.2% | $1,946-57.3% |