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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,971 | $59,191+90.9% | $76,767+47.2% | $56,289+100.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 77.0%+23.0pp | 69.9%+30.1pp |
| Annual return | -6.72% | 6.62%-13.3pp | 2.43%-9.2pp | -9.96%+3.2pp |
| Employer contribution / active EE | $7,375 | $1,759+319.3% | $2,485+196.7% | $2,111+249.3% |
| Participant deferral / active EE | $5,954 | $3,255+82.9% | $3,852+54.6% | $3,350+77.7% |
| Admin fee / account holder | $3,958 | $489+709.0% | $6,675-40.7% | $521+659.7% |