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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,713 | $96,558-7.1% | $80,977+10.8% | $273,972-67.3% |
| Participation rate | 83.3% | 79.1%+4.3pp | 75.8%+7.5pp | 83.0%+0.3pp |
| Annual return | -4.47% | 15.14%-19.6pp | 17.11%-21.6pp | 41.46%-45.9pp |
| Employer contribution / active EE | $2,828 | $4,869-41.9% | $3,715-23.9% | $4,869-41.9% |
| Participant deferral / active EE | $1,932 | $6,598-70.7% | $5,696-66.1% | $5,287-63.5% |
| Admin fee / account holder | $7,094 | $7,493-5.3% | $5,517+28.6% | $10,133-30.0% |