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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,646 | $176,838+63.2% | $146,685+96.8% | $167,518+72.3% |
| Participation rate | 91.7% | 83.6%+8.0pp | 80.1%+11.6pp | 82.1%+9.6pp |
| Annual return | 12.87% | 24.04%-11.2pp | 22.75%-9.9pp | 478.71%-465.8pp |
| Employer contribution / active EE | $9,593 | $5,161+85.9% | $4,137+131.9% | $4,838+98.3% |
| Participant deferral / active EE | $11,335 | $6,441+76.0% | $5,507+105.8% | $6,342+78.7% |
| Admin fee / account holder | $29,684 | $13,262+123.8% | $10,281+188.7% | $12,312+141.1% |