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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $28,225 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,624 | $39,245-52.5% | $64,105-70.9% | $52,331-64.4% |
| Participation rate | 71.8% | 58.2%+13.6pp | 68.2%+3.6pp | 68.1%+3.7pp |
| Annual return | 0.76% | 14.79%-14.0pp | 791.24%-790.5pp | 4.54%-3.8pp |
| Employer contribution / active EE | $232 | $736-68.5% | $1,820-87.2% | $1,882-87.7% |
| Participant deferral / active EE | $1,157 | $1,992-41.9% | $2,822-59.0% | $3,022-61.7% |
| Admin fee / account holder | $42 | $592-93.0% | $4,499-99.1% | $592-93.0% |