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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,474 | $114,712-43.8% | $173,730-62.9% | $87,485-26.3% |
| Participation rate | 93.6% | 73.0%+20.6pp | 79.6%+14.0pp | 68.9%+24.7pp |
| Annual return | 13.96% | 20.18%-6.2pp | 19.96%-6.0pp | 26.06%-12.1pp |
| Employer contribution / active EE | $2,191 | $2,904-24.6% | $4,577-52.1% | $2,596-15.6% |
| Participant deferral / active EE | $4,319 | $4,642-7.0% | $6,326-31.7% | $4,274+1.1% |
| Admin fee / account holder | $24,301 | $10,210+138.0% | $17,523+38.7% | $7,775+212.6% |