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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,954 | $74,535+32.8% | $100,712-1.7% | $82,637+19.7% |
| Participation rate | 89.5% | 61.2%+28.3pp | 69.3%+20.2pp | 68.1%+21.4pp |
| Annual return | 13.43% | 18.92%-5.5pp | 33.27%-19.8pp | 53.51%-40.1pp |
| Employer contribution / active EE | $905 | $1,503-39.8% | $2,313-60.9% | $2,552-64.5% |
| Participant deferral / active EE | $3,220 | $3,074+4.8% | $4,085-21.2% | $4,126-22.0% |
| Admin fee / account holder | $2,758 | $6,576-58.1% | $9,256-70.2% | $7,339-62.4% |