Retirement plan

TROUT EBERSOLE & GROFF, LLP RETIREMENT SAVINGS PLAN

Name: TROUT, EBERSOLE & GROFF, LLP - TROUT EBERSOLE & GROFF, LLP RETIREMENT SAVINGS PLAN (2022) Form 5500
Creator: TROUT, EBERSOLE & GROFF, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TROUT EBERSOLE & GROFF, LLP RETIREMENT SAVINGS PLAN, TROUT, EBERSOLE & GROFF, LLP

TROUT, EBERSOLE & GROFF, LLPEIN 23-1551315Plan #002PY 2022

1705 OREGON PIKE - LANCASTER, PA 17601717-569-2900

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$27.4M

-9.2% from 2021

Total participants

156

+25.8% from 2021

Average account balance

$184,059

-24.4% from 2021

Annual return

-8.71%

-25.08 pp from 2021

Benchmarks

See 5,991 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,991 peers

Snapshot2022

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$38.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$247K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

158

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.22M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.20%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
TROUT EBERSOLE & GROFF LLP1 year Filed as: TROUT EBERSOLE AND GROFF LLP Service code 99 · EIN 23-1551315	Other Fees	$3,450
MASSACHUSETTS MUTUAL LIFE INS. CO.3 years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 60 · EIN 04-1590850	Sub-TA Fees	$740
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$100
ALLEN, GIBBS & HOULIK, L.C.3 years Filed as: ALLEN WESLEY CARR Service code 53 114 FOXSHIRE DR · LANCASTER, PA 17601	Insurance Commissions	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.2 years Filed as: MML INVESTORS SERVICES INC Service code 53 · EIN 04-2736212	Insurance Commissions	$0
RETIREMENT & BENEFIT SYSTEMS, LLC1 year Filed as: RETIREMENT AND BENEFIT SYSTEMS LLC Service code 13 · EIN 06-1456310	Contract Administrator	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2R3B3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$740

$5 / participant

Contract admin$740100.0%

% of EOY assets

0.003%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: WESSEL & COMPANY
Auditor EIN: 251390233
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$184,059

$84,487+117.9%

$125,339+46.8%

$66,914+175.1%

Participation rate

94.8%

76.4%+18.4pp

82.4%+12.4pp

69.8%+25.0pp

Annual return

-8.71%

-8.39%-0.3pp

572.05%-580.8pp

1.58%-10.3pp

Employer contribution / active EE

$7,003

$3,553+97.1%

$4,814+45.5%

$2,544+175.3%

Participant deferral / active EE

$7,344

$6,781+8.3%

$7,446-1.4%

$4,237+73.3%

Admin fee / account holder

$685-99.3%

$10,010-100.0%

$593-99.2%

Provider

Service type

Compensation

TROUT EBERSOLE & GROFF LLP1 year

Filed as: TROUT EBERSOLE AND GROFF LLP

Service code 99 · EIN 23-1551315

Other Fees

$3,450

MASSACHUSETTS MUTUAL LIFE INS. CO.3 years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 60 · EIN 04-1590850

Sub-TA Fees

$740

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ANNUITY INS CO OF AMERICA

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$100

ALLEN, GIBBS & HOULIK, L.C.3 years

Filed as: ALLEN WESLEY CARR

Service code 53

114 FOXSHIRE DR · LANCASTER, PA 17601

Insurance Commissions

MASSACHUSETTS MUTUAL LIFE INS. CO.2 years

Filed as: MML INVESTORS SERVICES INC

Service code 53 · EIN 04-2736212

Insurance Commissions

RETIREMENT & BENEFIT SYSTEMS, LLC1 year

Filed as: RETIREMENT AND BENEFIT SYSTEMS LLC

Service code 13 · EIN 06-1456310

Contract Administrator

TROUT EBERSOLE & GROFF, LLP RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TROUT EBERSOLE & GROFF, LLP RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion