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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,557 | $69,977+180.9% | $108,582+81.0% | $62,881+212.6% |
| Participation rate | 94.9% | 72.9%+22.0pp | 79.6%+15.3pp | 69.3%+25.6pp |
| Annual return | 3.24% | 10.73%-7.5pp | -51.70%+54.9pp | 20.14%-16.9pp |
| Employer contribution / active EE | $9,818 | $2,135+359.9% | $3,758+161.2% | $2,281+330.4% |
| Participant deferral / active EE | $4,792 | $3,165+51.4% | $4,311+11.2% | $3,203+49.6% |
| Admin fee / account holder | $36,241 | $5,076+613.9% | $7,645+374.0% | $4,296+743.6% |