Retirement plan

AMERCAREROYAL 401(K) PLAN

Name: AMERCAREROYAL, LLC. - AMERCAREROYAL 401(K) PLAN (2021) Form 5500
Creator: AMERCAREROYAL, LLC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERCAREROYAL 401(K) PLAN, AMERCAREROYAL, LLC.

AMERCAREROYAL, LLC.EIN 23-1540260Plan #002PY 2021

420 CLOVER MILL ROAD - EXTON, PA 19341484-713-5660

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$15M

+16.7% from 2020

Total participants

431

+22.4% from 2020

Average account balance

$43,272

+2.2% from 2020

Annual return

15.49%

+0.39 pp from 2020

Benchmarks

See 1,276 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,276 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$28.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

657

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.90M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+64.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$91

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
DILLON AND ASSOCIATES4 years Filed as: DILLON CAPITAL MANAGEMENT Service code 27 809 N. BETHLEHEM PIKE · AMBLER, PA 19002	Advisory (Plan)	$42,773
THE VANGUARD GROUP, INC.4 years Service code 15 · EIN 23-1945930	Recordkeeping	$3,905

Plan features & details

Pension benefit codes2E3D2G2J2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$47K

$159 / participant

Investment mgmt$43K91.6%
Contract admin$4K8.4%

% of EOY assets

0.311%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: RSM
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,272

$86,225-49.8%

$146,643-70.5%

$86,821-50.2%

Participation rate

71.4%

78.0%-6.5pp

80.1%-8.6pp

72.3%-0.9pp

Annual return

15.49%

31.23%-15.7pp

22.75%-7.3pp

97.94%-82.5pp

Employer contribution / active EE

$1,605

$2,392-32.9%

$4,137-61.2%

$2,406-33.3%

Participant deferral / active EE

$3,105

$4,245-26.8%

$5,506-43.6%

$4,132-24.8%

Admin fee / account holder

$135

$195-31.1%

$10,280-98.7%

$170-20.7%

Provider

Service type

Compensation

DILLON AND ASSOCIATES4 years

Filed as: DILLON CAPITAL MANAGEMENT

Service code 27

809 N. BETHLEHEM PIKE · AMBLER, PA 19002

Advisory (Plan)

$42,773

THE VANGUARD GROUP, INC.4 years

Service code 15 · EIN 23-1945930

Recordkeeping

$3,905

AMERCAREROYAL 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERCAREROYAL 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion