Retirement plan

S. ROTHSCHILD & CO., INC. 401(K) SAVINGS PLAN

Name: S. ROTHSCHILD & CO., INC. - S. ROTHSCHILD & CO., INC. 401(K) SAVINGS PLAN (2023) Form 5500
Creator: S. ROTHSCHILD & CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, S. ROTHSCHILD & CO., INC. 401(K) SAVINGS PLAN, S. ROTHSCHILD & CO., INC.

S. ROTHSCHILD & CO., INC.EIN 23-1539342Plan #001PY 2023

1407 BROADWAY, 10TH FLOOR - NEW YORK, NY 10018212-354-8550

Other plans on this EIN

5 filings

#005Retirement-$42.0M assets #003Retirement-$8.0M assets #004Retirement-$1.7M assets #002Retirement-$343K assets #006Retirement-$341K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$15.3M

+18.3% from 2022

Total participants

153

+7.0% from 2022

Average account balance

$129,671

+8.3% from 2022

Annual return

18.19%

+36.86 pp from 2022

Benchmarks

See 939 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort939 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$134K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

126

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

78.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.20M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$563

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
LPL FINANCIAL3 years Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611	Advisory (Participants)	$25,500
JOHN HANCOCK LIFE INSURANCE COMPANY4 years Filed as: JOHN HANCOCK LIFE INS CO OF NY Service code 15 · EIN 13-3646501	Recordkeeping	$1,312

Plan features & details

Pension benefit codes2E2F2G2J2K3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$59K

$489 / participant

Recordkeeping$2K3.7%
Investment mgmt$26K43.5%
Contract admin$31K52.8%

% of EOY assets

0.383%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CBIZ CPAS P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$129,671

$56,423+129.8%

$77,183+68.0%

$71,495+81.4%

Participation rate

70.8%

64.3%+6.5pp

69.6%+1.3pp

67.9%+2.9pp

Annual return

18.19%

19.05%-0.9pp

37.89%-19.7pp

28.85%-10.7pp

Employer contribution / active EE

$1,324

$1,866-29.1%

$2,534-47.8%

$2,589-48.9%

Participant deferral / active EE

$7,533

$3,142+139.8%

$3,833+96.6%

$4,291+75.6%

Admin fee / account holder

$497

$1,429-65.2%

$5,475-90.9%

$1,588-68.7%

Provider

Service type

Compensation

LPL FINANCIAL3 years

Filed as: LPL FINANCIAL LLC - RPCP

Service code 26 · EIN 04-3046611

Advisory (Participants)

$25,500

JOHN HANCOCK LIFE INSURANCE COMPANY4 years

Filed as: JOHN HANCOCK LIFE INS CO OF NY

Service code 15 · EIN 13-3646501

Recordkeeping

$1,312

S. ROTHSCHILD & CO., INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

S. ROTHSCHILD & CO., INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion