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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,535 | $74,535-1.3% | $100,712-27.0% | $82,637-11.0% |
| Participation rate | 74.3% | 61.2%+13.1pp | 69.3%+5.0pp | 68.1%+6.2pp |
| Annual return | 8.05% | 18.92%-10.9pp | 33.27%-25.2pp | 53.51%-45.5pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,313-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,253 | $3,074+5.8% | $4,085-20.4% | $4,126-21.2% |
| Admin fee / account holder | $2,424 | $6,576-63.1% | $9,256-73.8% | $7,339-67.0% |