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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,960 | $50,958+5.9% | $74,552-27.6% | $64,181-15.9% |
| Participation rate | 73.8% | 61.1%+12.8pp | 69.1%+4.7pp | 69.6%+4.3pp |
| Annual return | -5.17% | -1.86%-3.3pp | 32.53%-37.7pp | 7.63%-12.8pp |
| Employer contribution / active EE | $445 | $1,115-60.1% | $1,961-77.3% | $2,381-81.3% |
| Participant deferral / active EE | $2,491 | $2,301+8.2% | $3,108-19.9% | $3,470-28.2% |
| Admin fee / account holder | $2,207 | $4,223-47.7% | $5,060-56.4% | $4,887-54.8% |