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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,004 | $67,411+27.6% | $91,004-5.5% | $70,126+22.6% |
| Participation rate | 68.2% | 71.4%-3.2pp | 75.6%-7.4pp | 69.5%-1.4pp |
| Annual return | 13.82% | -40.16%+54.0pp | 4.60%+9.2pp | 73.15%-59.3pp |
| Employer contribution / active EE | $336 | $1,786-81.2% | $2,456-86.3% | $2,343-85.7% |
| Participant deferral / active EE | $2,791 | $2,823-1.1% | $3,548-21.3% | $3,332-16.2% |
| Admin fee / account holder | $1,947 | $4,236-54.0% | $5,417-64.1% | $4,645-58.1% |