Filed April 16, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 42-1445429 | Advisory (Participants) | $9,675 |
AMERICAN FUNDS4 years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO Service code 37 · EIN 95-1411037 | Loan Processing | $960 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,472 | $66,124-61.5% | $90,461-71.8% | $73,497-65.3% |
| Participation rate | 58.7% | 69.7%-11.0pp | 72.7%-14.0pp | 70.7%-12.0pp |
| Annual return | 14.46% | 17.65%-3.2pp | 1294.76%-1280.3pp | 28.51%-14.1pp |
| Employer contribution / active EE | $673 | $2,346-71.3% | $3,264-79.4% | $2,270-70.4% |
| Participant deferral / active EE | $1,034 | $3,039-66.0% | $3,964-73.9% | $3,740-72.4% |
| Admin fee / account holder | $132 | $396-66.7% | $5,617-97.7% | $513-74.3% |