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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,871 | $69,273+74.5% | $90,796+33.1% | $82,637+46.3% |
| Participation rate | 95.8% | 64.0%+31.8pp | 69.5%+26.3pp | 68.1%+27.8pp |
| Annual return | 11.78% | 18.37%-6.6pp | 19.29%-7.5pp | 53.51%-41.7pp |
| Employer contribution / active EE | $1,455 | $1,865-22.0% | $2,294-36.6% | $2,552-43.0% |
| Participant deferral / active EE | $3,412 | $3,047+12.0% | $3,822-10.7% | $4,126-17.3% |
| Admin fee / account holder | $4,945 | $5,511-10.3% | $7,024-29.6% | $7,339-32.6% |