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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,838 | $57,305+58.5% | $86,640+4.8% | $75,173+20.8% |
| Participation rate | 56.3% | 63.2%-7.0pp | 71.7%-15.5pp | 67.2%-11.0pp |
| Annual return | 21.86% | 2674.24%-2652.4pp | 592.52%-570.7pp | 160.72%-138.9pp |
| Employer contribution / active EE | $2,553 | $2,316+10.2% | $3,024-15.6% | $2,671-4.4% |
| Participant deferral / active EE | $4,720 | $3,320+42.2% | $4,438+6.3% | $4,126+14.4% |
| Admin fee / account holder | $5,000 | $4,116+21.5% | $5,616-11.0% | $5,651-11.5% |