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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,638 | $49,177+3.0% | $79,467-36.3% | $64,173-21.1% |
| Participation rate | 51.1% | 65.0%-14.0pp | 73.3%-22.3pp | 69.6%-18.5pp |
| Annual return | -5.13% | -1.16%-4.0pp | 718.30%-723.4pp | 7.63%-12.8pp |
| Employer contribution / active EE | $2,171 | $2,076+4.5% | $2,800-22.5% | $2,381-8.8% |
| Participant deferral / active EE | $3,406 | $2,821+20.7% | $3,704-8.0% | $3,470-1.8% |
| Admin fee / account holder | $9,599 | $3,839+150.0% | $5,104+88.1% | $4,887+96.4% |