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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,554 | $58,311+60.4% | $81,882+14.3% | $80,959+15.6% |
| Participation rate | 54.9% | 63.5%-8.6pp | 72.4%-17.5pp | 67.7%-12.8pp |
| Annual return | 15.79% | 41.85%-26.1pp | 779.47%-763.7pp | 35.67%-19.9pp |
| Employer contribution / active EE | $2,689 | $2,347+14.6% | $2,916-7.8% | $2,757-2.5% |
| Participant deferral / active EE | $4,225 | $3,287+28.5% | $4,323-2.3% | $4,300-1.7% |
| Admin fee / account holder | $6,845 | $4,752+44.0% | $7,360-7.0% | $6,925-1.2% |