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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,495 | $98,760+283.2% | $149,715+152.8% | $79,858+374.0% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.5%+3.2pp | 69.6%+16.1pp |
| Annual return | 22.38% | 27.43%-5.1pp | 276.66%-254.3pp | 31.72%-9.3pp |
| Employer contribution / active EE | $8,578 | $3,217+166.7% | $4,645+84.7% | $2,471+247.2% |
| Participant deferral / active EE | $9,327 | $5,681+64.2% | $6,842+36.3% | $3,740+149.4% |
| Admin fee / account holder | $12,588 | $6,053+107.9% | $9,310+35.2% | $5,306+137.2% |