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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $48,155 |
THE HAVERFORD TRUST COMPANY4+ years Service code 26 · EIN 23-2329854 | Advisory (Participants) | $43,720 |
KREISCHER MILLER1 year Service code 10 · EIN 23-1980475 | Accounting | $24,736 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Float r... | $22,192 |
Service code 26 · EIN 23-0441580 | Advisory (Participants) | $18,445 |
MERCER4+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 · EIN 74-3257877 | Advisory (Participants) | $16,273 |
FISHER INVESTMENTS3 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $9,734 |
FINANCIAL ARCHITECTS INC2 years Service code 26 · EIN 22-2921395 | Advisory (Participants) | $8,268 |
Filed as: SIGNATURE INVESTMENT ADVISORS Service code 26 · EIN 45-3791510 | Advisory (Participants) | $7,640 |
Filed as: GW&K INVESTMENT MANAGEMENT LLC Service code 26 · EIN 80-0250512 | Advisory (Participants) | $6,458 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,157 | $75,388+379.1% | $123,552+192.3% | $55,725+548.1% |
| Participation rate | 87.9% | 75.7%+12.2pp | 82.3%+5.6pp | 70.9%+17.1pp |
| Annual return | 0.55% | 4.48%-3.9pp | 119.20%-118.7pp | 244.93%-244.4pp |
| Employer contribution / active EE | $8,216 | $3,063+168.2% | $4,628+77.5% | $2,078+295.3% |
| Participant deferral / active EE | $8,888 | $5,651+57.3% | $6,426+38.3% | $3,356+164.9% |
| Admin fee / account holder | $613 | $120+412.2% | $9,285-93.4% | $115+432.5% |